For 2025, health insurers are proposing a median premium increase of 7% for ACA Marketplace plans, driven primarily by rising medical costs, specialty drug utilization, and inflation. While premium changes vary widely, the overall trend reflects a return to pre-pandemic inflation rates and ongoing increases in healthcare costs. Click here for article.
Median Premium Increase: Insurers are proposing a median premium increase of 7% for ACA Marketplace plans in 2025, consistent with last year's increase.
Main Drivers: Rising medical costs, higher prices for specialty drugs (like GLP-1s), and general inflation are major factors influencing premium hikes.
Range of Changes: Proposed premiums vary significantly, from a decrease of -14% to an increase of 51%, with most changes falling between 2% and 10%.
Minimal Impact of Certain Factors: The unwinding of Medicaid continuous coverage and COVID-19-related costs have a negligible effect on 2025 premiums.
תגובות