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Proposed Law Would End Health Insurance 'Birthday Rule' That Snags New Parents

Kayla and Mikkel Kjelshus faced a hefty bill of over $200,000 for their newborn's NICU stay due to the "birthday rule" in health insurance, which deemed Mikkel's less generous plan as primary. U.S. Rep. Sharice David's introduced a bill to eliminate this rule and give parents more control over their child's health insurance coverage. Click here for article.

  • The "birthday rule" determined that Mikkel Kjelshus' plan would be primary for their newborn daughter's care, despite being less generous than his wife Kayla's plan.

  • This led to a massive bill for the Kjelshus family after their child's NICU stay, causing financial distress.

  • U.S. Rep. Sharice Davids introduced the Empowering Parents' Healthcare Choices Act to eliminate the birthday rule and give parents more control over their child's health insurance coverage.

  • The proposed bill aims to spare families from similar financial uncertainty by allowing them to choose the best coverage for their child.

  • David's is working to garner support for the bill in the House, recognizing the widespread impact of the "birthday rule" on families' healthcare choices.

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