Kayla and Mikkel Kjelshus faced a hefty bill of over $200,000 for their newborn's NICU stay due to the "birthday rule" in health insurance, which deemed Mikkel's less generous plan as primary. U.S. Rep. Sharice David's introduced a bill to eliminate this rule and give parents more control over their child's health insurance coverage. Click here for article.
The "birthday rule" determined that Mikkel Kjelshus' plan would be primary for their newborn daughter's care, despite being less generous than his wife Kayla's plan.
This led to a massive bill for the Kjelshus family after their child's NICU stay, causing financial distress.
U.S. Rep. Sharice Davids introduced the Empowering Parents' Healthcare Choices Act to eliminate the birthday rule and give parents more control over their child's health insurance coverage.
The proposed bill aims to spare families from similar financial uncertainty by allowing them to choose the best coverage for their child.
David's is working to garner support for the bill in the House, recognizing the widespread impact of the "birthday rule" on families' healthcare choices.
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