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IRS Announces New Health FSA Limit for 2025: What You Need to Know

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On Oct. 22, 2024, the IRS announced that the limit for employee pre-tax contributions to health FSAs will rise to $3,300 for 2025, reflecting a $100 increase from 2024. Employers must ensure compliance and communicate limits to employees. Click here for article.

  • The 2025 health FSA limit for employee pre-tax contributions is set at $3,300, up from $3,200 in 2024.

  • Employers can set lower contribution limits but must include the limit in plan documents and communicate it during enrollment.

  • Each employee can contribute up to $3,300 individually, regardless of family members' participation in their own FSAs.

  • The maximum carryover amount for unused FSA funds increases to $660 for 2025, though employers may set lower limits.

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